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Credit Cards

Good credit is important for great rates on future loans. Open a Visa® credit card* and start building or improving your credit score.

Credit cards also offer the flexibility of being able to pay off purchases on your own time. Plus, stock up points with our Rewards Platinum Visa®.

  • Competitive rates1
  • Flexibility to pay off purchases
  • Security of ready financing
  • Available in different types
  • Easy online account management
  • Purchasing power of Visa®

Competitive Rates1

Our credit cards offer no annual fee and a special introductory APR on purchases and balance transfers. See important disclosures here for more details.

Chip Card Security

Get big protection in a tiny chip. Chip technology protects you from in-store fraud by creating a one-time use code for each chip transaction.

Fraud Monitoring 

We’ll notify you via email or text alerts if suspicious activity occurs on your account.

Travel Benefits

For protection while traveling, your card automatically provides you and your family with travel accident insurance.2

24/HR Client Service

Customer service representatives are located in the U.S. and are dedicated to providing you with personal service. Please call 800-883-0131 for credit card client service support.

Online Payments

Manage your account online at MyCardStatement.com.

How do I get the process started and apply for a credit card?

If you’re interested in applying for a credit card at The Bank of Tioga, apply online or simply contact us via phone, email, Live Chat or in-person to get started.

DO MORE with your money at The Bank of Tioga

At The Bank of Tioga, we IGNITE PROSPERITY® by helping our clients do more with their money. Whether it’s saving a little extra cash each month or accomplishing a long-term strategy, our goal is to help you transform your financial life. Call and schedule an appointment today, one of our team members would love to help you do more with your money at The Bank of Tioga. The Bank of Tioga has two locations in North Dakota. For more information visit thebankoftioga.com, call 701.664.3388 in Tioga or 701.965.6333 in Crosby. #igniteprosperity

Rewards Checking

The Bank of Tioga offers two free rewards checking accounts that come with perks to help you earn more money than you could with a traditional checking account.

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Personal Loans

A personal loan is just that- it's personal. Use it to pay down medical bills, during financial hardships and more. Instead of draining your savings, talk to a The Bank of Tioga lender about taking out a low-rate loan.

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*See the card application's Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval. 

1To access rewards, your account must be open and in good standing. 

2Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.